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*****80% LTV - 7.99% long term - wrap owner finance notes (unique product)

7.99% HARD - SOFT Money (Non Bank Qualifying) , Fixed for 30 years - Whatever fits your need

stated income loans and bank statement programs for investors

Soft money loans are loans that just miss bank financing (conventional lending). There STATED INCOME LOANS, but most cap at 65-70% of value. Consider supplying bank statements (our BANK STATEMENT LOAN) , TO GET 80% Loan to value or purchase.


Long Term (STATED INCOME AND SOFT MONEY) Financing options for the Texas Real Estate Investor & Landlord


APPLY HERE for Soft Money loans ("Just missed bank loans")

Soft Money can mean anything from lower rate hard money to non bank institutions making long term loans for investment property owners - landlords and commercial income property owners.


Typically we are conduits to various non bank institutions for "soft money" loans

Insurance companies

Hedge funds (DB capital ) can process and FUND ALL types.


Rates Start in 6's

Investor product 1 : stated, 620 credit , rates 7-9

LTV to 75% on purchase and 70 % on cashout.


Investor Product 2. Stated (Bank statement program)

LTV to 80% with bank statements (12-24)

With experienced landlords and flippers ,we have short term money available from the 7's

Stated Income - 40,000 minimum loan

1-4 unit rental property

Commercial income property:(min 100,000)


Location of loans: WHERE CAN MAKE LOANS

most states

location - city should have 50k + population or be "bedroom community" of metro area

Loan Terms: 15-25 years

Interest : 6-12% (size , credit and asset determine rate)


Bank Statement Program - hight LTV - up 80%

No Doc to 75% and 65-70% on cashouts


You want simple:


borrower info (background, what you do, income, credit if known)

property details with photos

rent roll

loan request:

* Required