Loans and Process

THE BASICS :

UP TO 70% ARV OR 80% OF "AS IS VALUE OR PURCHASE PRICE"

AS LITTLE AS 5% DOWN - B ASED ON ARV

CROSS COLLATERALIZE OTHER PROPERTY - NO MONEY OUT OF POCKET

1. Loans for  foreclosures or distressed properties. (many will need repairs and quick closes , both of which banks will typically be unable to fund)
2. Loans for rehab - that may include repairs, loans to LLCs and various entities.
3. Cashout loans  on investment property , typically up to 70% LTV(case by case)

4. *****NON RECOURSE LOANS TO SELF DIRECTED IRA ACCOUNTS (PURCHASE PROPERTY IN YOUR IRA OR INVEST IN OUR LOANS WITH YOUR IRA)

OUR PROCESS:

We review your hard money loan scenario from start to finish and take every measure to make sure our borrowers enter into a profitable deal. We can be creative and discuss methods of acquiring property using other collateral, longer loan terms and more.

Texas hard money/private loans for investors are funded with our own capital and private individuals & small private shops with which we have relationships and partnerships.We have personally invested many of our loans and investments as well. We are fast.

We are investors ourselves and understand the needs of the investor as well as the lender. We provide a conduit to many private investors willing to fund your acquisition and repair of investment real estate in Texas.

Ask us how to use these simple transactions in building a rental portfolio with little down. We call it rehab-to-rental. We simply convert the short term hard money loan to a permanent mortgage. *************Dont forget about your long term financing needs for investment property. We have a conventional mortgage branch for bank-low rate needs.

Read more (link to guidelines)